Keith Goeringer has spent 25 years in mortgage lending. He breaks down what buyers need to know about credit, payments, loan options, offers, and closing day in plain English.

Latest Episode
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Start with the newest conversations about buying, credit, mortgage strategy, and homeowner safety.
A real $98 deed-copy letter shows how public property records make scam mail look official, plus the verification steps that help protect your money and information.
What borrowers should check now, why missed student-loan payments matter, and how a new late payment can affect mortgage readiness.
A look at the mortgage strategy conversation that covers payment, cash to close, loan options, and offer planning before serious home shopping begins.
How different approved credit-scoring models viewed the same borrower differently and changed the mortgage conversation.
35 episodes, from credit and loan strategy to homeownership and closing day
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